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E-Brochure For Kotak Premier Income Plan - Kotak Life

Feb 27, 2023

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Kotak Life Insurance offers the Kotak Premier Income Plan, a savings and protection-oriented plan that offers Guaranteed Income immediately following the premium payment period to give you an additional income, to help you achieve these goals for your family.

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Premier Income Plan A Limited Pay Participating Life Insurance Plan Small joys. Big life. @

KOTAK PREMIER INCOME PLAN A Limited Pay Participating Life Insurance Plan We all have dreams and aspirations for a better life for our family; we would want to give them a little ‘extra’, to make them feel loved and cared for. To support you in achieving these aspirations for your family, Kotak Life Insurance presents Kotak Premier Income Plan a savings and protection oriented plan that provides Guaranteed Income immediately after the premium payment term to provide you with an additional income. It will also provide you all the accrued bonuses at the end of the policy term in lump sum while providing life cover throughout the policy term. Key Advantages • • • • Guaranteed Income immediately after Premium Payment Term Enhanced Sum Assured rates for female lives and higher premiums Upside potential through bonuses accruing throughout the policy term Additional protection through optional riders

How Does the Plan Work? Kotak Premier Income Plan is a participating savings cum protection plan which provides Guaranteed Income payouts immediately after the completion of the Premium Payment Term. Payouts will be done at the beginning of each policy year. Your savings will grow with yearly declared Simple Reversionary Bonuses and Terminal Bonus, if any to be declared on maturity. The plan provides protection cover throughout the policy term with option to add riders for enhancing your protection cover. Guaranteed Income: Guaranteed Income can be taken either on Annual or Monthly frequency. The frequency for income payout needs to be selected at inception of the policy. Post completion of Premium Payment Term, Guaranteed Income will be paid out for the remaining Term at the beginning of each policy year, till the last Policy year or date of death whichever is earlier. 1. Guaranteed Annual Income rates will vary by Premium Payment Term and will be as % of Annualised Premium : For 8 pay: 103% of Annualised Premium For 10 pay: 108% of Annualised Premium For 12 pay: 113% of Annualised Premium 1 Payout period for each of the Premium Payment Term option is as follows: • For 8 Pay : Payout will start from the beginning of 9 policy year and will end at the beginning of 15 policy year • For 10 Pay: Payout will start from the beginning of 11 policy year and will end at the beginning of 19 policy year • For 12 Pay: Payout will start from the beginning of 13 policy year and will end at the beginning of 23 policy year th th th th th rd Guaranteed Monthly Income will be paid out at the beginning of each Policy month as given below after the end of Premium payment Term till the last Policy month or date of death whichever is earlier: For 8 pay: 8.78 % of Annualised Premium For 10 pay: 9.20 % of Annualised Premium For 12 pay: 9.63 % of Annualised Premium 2. Payout period for each of the Premium Payment Term option is as follows: • For 8 Pay: Payout will start from the beginning of 97 Month (i.e.9 policy year) till beginning of 180 policy month • For 10 Pay: Payout will start from the beginning of 121 Month (11 policy year) till beginning of 228 policy month • For 12 Pay: Payout will start from the beginning of 145 policy month till beginning of 276 policy month th th th th th th th th Frequency of Guaranteed Income can be changed 3 months prior to the start of the payout period. Post start of payout period the frequency of Guaranteed Income cannot be changed. In case of death of the Policyholder during the payout period if the life assured is still minor the benefits shall be payable to legal guardian of the Life Insured. Longer you invest; higher Guaranteed Annual Income you get for longer duration … 2

Plan Working: Age Policy Term Annual Premium Sum Assured Note: • The Sum Assured is not payable on Maturity and is used for calculation of death benefit and bonuses under this product. • Bonuses under the plan are as a percentage of Sum Assured and will get payable upon death or maturity. : 35 years : 19 years : ` 100,000 : 776,070 ` Gender Premium Payment Term Guaranteed Loyalty Addition (Derived basis Premium, Age, Gender, PPT & Policy Term) : Male : 10 years : ` 108,000 Maturity Value: Accrued bonuses & TB, if any # @ 4% p.a. : ` 223,935 # @ 8% p.a. : ` 859,876 Pay ` 100,000 p.a. for a PPT of 10 years Get Guaranteed Annual Income ` 108,000 Policy Term = 19 years Guaranteed Annual Income will start from beginning of 11 policy year th 19 year end th In case of the unfortunate event of death of Life Insured anytime during the policy term, the Death Benefit payable will be: ` 11,00,000 PLUS Accrued Reversionary Bonuses PLUS Interim bonus (if any) & Terminal Bonus (if any) Note: Figure not drawn to scale Enhanced Sum Assured rates: Enhanced Sum Assured rates as additional % of the Base Sum Assured rate will be offered for higher premium and for female life insured. The rates offered will be as follows: Base Sum Assured increase % Premium Bands Male Female NIL 2% Annualised Premium less than ` 40,000 2% 4% Annualised Premium between ` 40,000 & less than ` 75,000 6% 8% Annualised Premium equal to or greater than 75,000 ` Additional Protection through riders: Increase the protection level under the plan by choosing from wide range of optional riders: Kotak Term Rider (UIN: 107B003V03): Allows additional death cover on the life of Life Insured over and above the base plan’s Death Benefit Kotak Accidental Death Benefit Rider (UIN:107B001V03): Lump sum benefit paid on accidental death of the Life Insured in addition to Death Benefit under the base plan. • • 3

Kotak Permanent Disability Benefit Rider (UIN:107B002V03): Installments paid on admission of a claim on Life Insured becoming disabled due to accident Kotak Life Guardian Benefit (UIN: 107B012V02): On death of Policyholder, future premiums of the plan will get waived of and the base plan will continue as it is without any change in the plan benefits Kotak Accidental Disability Guardian Benefit (UIN 107B011V02): On accidental disability of Policyholder / Life Insured, future premiums of the plan will get waived of and the base plan will continue as it is without any change in the plan benefits • • • For more details on riders and exclusions please refer to the Individual Rider Brochure before concluding the purchase. Plan Benefits: 4 • Death Benefit : In the unfortunate event of death during the term of the policy, the nominee will receive: Sum Assured on death PLUS Accrued Simple Reversionary bonuses, if any PLUS Interim bonus, if any PLUS Terminal bonus, if any PLUS **Present Value of outstanding Guaranteed Monthly Income for the remaining policy year, if any ** This is applicable only if monthly frequency has been chosen for guaranteed income payout Where Sum Assured on death is, higher of the following: 1) 11 times of (Annualised Premium including extra premium, if any) OR 2) 105% of (all premiums paid including extra premium, if any) till the date of death 3) Absolute amount assured to be payable on death i.e. Basic Sum Assured Please note that the above Death Benefit will be payable irrespective of the Guaranteed Income already paid. • Maturity Benefit: At the end of the policy term, on the date of maturity, the following will be paid out: Accrued Simple Reversionary bonuses (if any) PLUS Terminal bonus (if any) Tax Benefits: You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Goods and Services Tax and Cess as applicable shall be levied over and above premium amount shown here as per applicable tax laws. 4

Eligibility Entry Age (as on last birthday) Min: 3 years Max: 50 years – 8 pay 55 years – 10 & 12 pay Maximum Maturity Age (as on last birthday) Min: 18 years Max: 78 years Policy Term (Fixed) 15 years / 19 years / 23 years Premium Levels Min: For 8 & 10 Pay : ` 30,000 p.a. For 12 Pay : ` 25,000 p.a. Max: No Limits, subject to U/W acceptance Limited: 8 years for 15 year term 10 years for 19 year term 12 years for 23 year term Premium Payment Term (PPT) Premium Payment Mode Yearly, Half yearly, Quarterly, Monthly Premium Modal Factor Following modal loadings will be used to calculate installment Premium:Yearly – 100%, Half yearly – 51%, Quarterly – 26%, Monthly – 8.8% Sum Assured Will be derived basis Premium, Age, Gender, PPT & Policy Term Illustration: Given below is an illustration of the benefits payable, for a healthy male aged 35 years for an Annual Premium of ` 100,000 for a premium payment term of 10 years and policy term of 19 years and Sum Assured of ` 776,070: Guaranteed Income Payment Option : Annual Non-Guaranteed Benefit (Accrued Reversionary Bonus & Terminal Bonus) (`) # @ 4% p.a. Minimum Death Benefit (`) Cumulative Annual Premium (`) Guaranteed Annual Income (`) End of Year Age (years) # @ 8% p.a. 5 40 500,000 26,386 125,747 11,00,000 10 45 10,00,000 56,071 267,212 11,00,000 108, 000 p.a. th (From 11 year beginning th till 19 year beginning 15 50 10,00,000 89,054 424,395 11,00,000 19 54 10,00,000 223,935 859,876 11,00,000 Please note: The above illustration is an extract of a separate, more detailed benefit illustration. For full details, please refer to the Benefit Illustration. Accrued bonuses shown above are cumulative bonuses and will be paid over and above the minimum death benefit shown or will get paid out on maturity, whichever is earlier. The above premium figures are exclusive of Goods and Services Tax and Cess, as applicable. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums. #The assumed non-guaranteed rates of return chosen in the illustration are 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance. The actual experience may be different from the illustrated. The guaranteed and non-guaranteed benefits are applicable only if all due premiums are paid. Reversionary Bonus and Terminal Bonus have been calculated at the assumed non-guaranteed rates of return of 4% p.a. & 8% p.a. Please note that Bonuses are NOT guaranteed and may be as declared by the Company from time to time. 5

Terms and Conditions 1. Annualised Premium: It refers to the premium payable in a policy year, excluding the underwriting extra premiums and loadings for modal premium, if any, e.g. If the policyholder is paying Half-yearly premium of ` 51,000 than the Annualised Premium will be 100,000 (51,000 / modal factor of 51%). This premium will also be excluding Rider Premiums, if any and Goods and Services Tax and Cess, as applicable. ` 2. Bonus: • Simple Reversionary Bonus – At the end of each financial year the company may declare a bonus expressed as a percentage of the Sum Assured. These bonuses will accrue from the end of 1 policy year onwards throughout the policy term and will be payable either on maturity or on death. st Interim Bonus: In the event of a claim, an interim bonus (if applicable) may be payable at such rate as may be decided by the Company. This interim bonus rate will be expressed as a percentage of Sum Assured. Interim bonus rate may be declared at the end of each Financial Year and shall be applicable for the policies exiting between two policy anniversaries due to death claim or surrenders. The Interim bonus will be proportionately calculated for the period starting from previous policy anniversary till the date of exit. Policy Year means the period from the last policy anniversary date (or the date of commencement of policy for the first year) up to the next policy anniversary date. • Terminal Bonus: The Company may decide to pay Terminal Bonus on Maturity at the end of the policy term and shall be a percentage of the Sum Assured. It may also be payable for in- force policies where death of the Life Insured occurs after the expiry of PPT or 10 years, whichever is earlier. Terminal Bonus may be payable on policies which have been made Reduced Paid-Up or Surrendered. • 3. If the Life Insured is minor, the Policyholder should ensure that the Guaranteed Income payouts received while the Life Insured is still a minor is used for the benefits of the minor life. 4. Death Benefit: Following are some additional conditions pertaining to death benefit: • If the death occurs during grace period, the due unpaid premium (if any) till the date of death will be deducted from the aforesaid death benefit. • For policies, where the Premium Payment mode is not annual, balance of the Premium for that Policy year will also be deducted from the Death Benefit. • If death occurs during the payout period : In case of the policyholder has chosen the Guaranteed Monthly Income, the income benefit is paid at the beginning of each month. In case of death, the present value of remaining income benefit pertaining to that policy year shall be paid to the nominee/beneficiary. 6

The benefit payable will be calculated as: PV Factor X Guaranteed Monthly Income Where the PV Factor is defined below. No. of installments to be received during policy year of death PV factor Applicable 11 10 9 8 7 6 5 4 3 2 1 10.7358 9.7795 8.8194 7.8553 6.8873 5.9154 4.9395 3.9596 2.9757 1.9878 0.9959 • If the policyholder has chosen Guaranteed Annual Income, the above benefit is not applicable as the income benefit is paid at the beginning of policy year. If the Life Insured is minor, the Policyholder shall ensure that the Survival Benefits received while the Life Insured is still a minor, is used for the benefit of the minor life. In case of death of the Policyholder during the payout period, if the Life Insured is still minor, the benefits of the Policy shall be payable to legal guardian of the minor Life Insured. Grace Period: There is a grace period of 30 days from the due date for payment of premium for the yearly, half-yearly and quarterly mode, and 15 days for the monthly mode. • • 5. 6. Vesting in case of minor life: If the policy has been taken on the life of a minor, the policy shall automatically vest on him/her with effect from the date of completion of 18 years of age and the Life Insured will become the Policyholder from such date. Lapses: Policy shall lapse if premiums for the first two policy years are not paid within the grace period; Policy Revivals: A lapsed / Reduced Paid Up policy can be revived within five years from the due date of the first unpaid premium or before the end of policy term whichever is earlier. • The revival can be done without evidence of good health on payment of the outstanding premiums with interest rate (currently 9% p.a. of outstanding premiums), if the payment is made within six months. Thereafter to revive the policy, evidence of good health would be required along with payment of the outstanding premiums with interest rate (currently 9% p.a. of outstanding premiums). Extra premiums may be required based on the underwriting decision. • Policy will not be eligible for declared bonuses during the lapse period. However, all benefits including bonuses under the policy will be reinstated on the revival of the policy. • If lapsed policy is not revived during the revival period, the policy will be terminated without paying any benefits. • If policy in Reduced Paid Up mode is not revived during the revival period, it will continue in that mode until maturity. • All benefits under the policy will be reinstated on revival of the policy. • Riders cannot be revived independently and can only be revived along with the revival of the base plan. 7. 8. 9. Surrender: • The policy shall acquire Surrender Value after payment of full premiums for two consecutive years; Guaranteed Surrender Value (GSV) shall be a percentage of all the total Premiums paid as on the date of first unpaid premium LESS Guaranteed Income already paid out, if any PLUS value of Subsisting Bonuses if any. 7

GSV Factors as percentage of total premiums paid are mentioned in the table below: Guaranteed Surrender Value factors (As a % of Premiums paid) Year PPT-8 PPT-10 - 30% 35% 50% 50% 54% 57% 59% 59% 62% 64% 70% 80% 80% 81% 82% 85% 90% 93% PPT-12 1 2 3 4 5 6 7 8 9 - - 30% 35% 50% 50% 52% 54% 57% 66% 70% 72% 73% 74% 90% 90% 30% 35% 50% 50% 52% 57% 60% 63% 66% 67% 77% 80% 82% 84% 87% 88% 89% 90% 91% 92% 93% 99% 10 11 12 13 14 15 16 17 18 19 20 21 22 23 GSV Factors for applicable bonuses are mentioned in the table below: Value of Subsisting Bonus (if any) is calculated as: [(Accrued Simple Reversionary Bonuses + Interim Bonus) X GSV Factor as on the date of Surrender)] GSV Factor as % of the subsisting bonus Year PPT-8 PPT-10 - 19% 21% 23% 25% 28% 31% 34% 37% 41% 45% 50% 55% 61% 67% 74% 82% 90% 100% PPT-12 1 2 3 4 5 6 7 8 9 - - 28% 31% 34% 37% 41% 45% 50% 55% 61% 67% 74% 82% 90% 100% 13% 15% 16% 17% 19% 21% 23% 25% 28% 31% 34% 37% 41% 45% 50% 55% 61% 67% 74% 82% 90% 100% 10 11 12 13 14 15 16 17 18 19 20 21 22 23 Subject to the Minimum Guaranteed Surrender Value, the company may however pay a Special Surrender Value (SSV) calculated according to the basis and method in use from time to time after getting IRDAI’s approval. 8

On Surrender, higher of SSV (if available) or GSV will be payable. The surrender value will be paid out as a lump sum benefit. After the Surrender benefit payout, all other benefits under the plan will fall away and the policy will get terminated. 10. Reduced Paid-Up Policy: After the policy acquires Surrender Value, if the subsequent premiums are not paid within the grace period the policy will be converted into a Reduced Paid-Up policy by default. • Policy will not be eligible for any future reversionary bonuses once it has been converted into a Reduced Paid-Up policy; • All rider benefits may cease depending upon rider features • Sum Assured on Death will also be reduced to: Reduced Paid-Up Sum Assured on death: Sum Assured on death as on the date of policy being made reduced paid-up X [(Total Premiums paid / Total premiums payable over the policy term)] • If a Reduced Paid-up policy is surrendered, the surrender value (if any) for Base Policy and Rider (if any) will be calculated as per the Surrender Value mentioned under “Surrender” section • Reduced Paid-Up policy can be revived and reinstated (to the original benefits) within 5 years from the date of first unpaid Premium subject to the conditions mentioned under “Revival” section • If policy in Reduced Paid Up mode is not revived during the revival period, it will continue in that mode until maturity • Payouts in-case the plan continues in Reduced Paid-Up mode: Payout on Death: Reduced Paid-Up Sum Assured on Death PLUS Accrued Reversionary Bonuses, (if any) PLUS Terminal Bonus (if any) plus Present Value of remaining Reduced Guaranteed Monthly Income pertaining to the policy year of death, if any. Payout of Guaranteed Income: It will get reduced in the following proportion and paid during the scheduled period: Reduced Guaranteed Income = [(No. of premiums paid / No. of premiums payable) X Guaranteed Income at inception] Payout on Maturity: At the end of the policy term, accrued reversionary bonus till the date of first unpaid premium and Terminal Bonus (if any) will be paid out 11. Nomination: Nomination will be allowed under the plan as per the provisions of Section 39 of the Insurance Act, 1938 as amended from time to time. 12. Assignment: Assignment will be allowed in the plan as per the provisions of Section 38 of the Insurance Act, 1938 as amended from time to time. 13. Free Look Period: The policyholder is offered 15 days free look period for a policy sold through all channels (except for Distance Marketing* Channel which will have 30 Days) from the date of receipt of the policy wherein the policyholder may choose to reconsider his/her decision to hold this policy, or may choose to return the same stating the reasons thereof stating the reason 9

thereof within 15 days / 30 days of receipt if s/he is not agreeable with any of the terms and conditions of the plan. Should s/he choose to return the policy, s/he shall be entitled to a refund of the premium paid after adjustment for the expenses of medical examination, stamp duty and proportionate risk premium for the period of cover. A Policy once returned shall not be revived, reinstated or restored at any point of time and a new proposal will have to be made for a new Policy. If the Policy has been opted through Insurance Repository (IR), the consideration of the free look period of 15 / 30 days (as per the applicable channel as mentioned above) shall be from the date of email sent by the IR. Distance Marketing includes every activity of solicitation (including lead generation) and sale of insurance products through the following modes: (i) Voice mode, which includes telephone calling (ii) Short Messaging service (SMS) (iii) Electronic mode which includes e- mail and interactive television (DTH) and (iv) Physical mode which includes direct postal mail and newspaper & magazine inserts. 14. General Exclusion: In the event of the life insured committing suicide within 12 months from date of commencement of risk of the policy, 80% of the total Premiums paid (including extra premium paid, if any) till the date of death will be payable. In case of suicide after 12 months from date of commencement of risk of the policy, following will be applicable: • In case of suicide within one year of the date of revival of the policy when the revival is done within 6 months from the date of first unpaid premium, Suicide Exclusion shall not be applicable and the Death Benefit under the product shall be payable. However, in case of suicide within 1 year of the date of revival, when the revival is done after 6 months from the date of first unpaid premium, the benefit payable shall be higher of 80% of total Premiums Paid (including extra premium, if any) till the date of death or Surrender Value (if any) at the date of death provided the policy is in force. • 10

Extract of Section 41 of the Insurance Act, 1938 as amended from time to time states: (1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer. (2) Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees.

About Us Kotak Mahindra Life Insurance Company Ltd About Us Kotak Mahindra Life Insurance Company Limited (Kotak Life Insurance) is a Kotak Mahindra Life Insurance Company Ltd. Kotak Mahindra Bank Ltd. (Kotak) which provides insurance products with is a 100% owned subsidiary of 100% owned subsidiary of Kotak Mahindra Bank Ltd (Kotak). Kotak Life Insurance provides world-class insurance products with high customer high customer empathy. Its product suite leverages the combined prowess of empathy. Its product suite leverages the combined prowess of protection and protection and long term savings. Kotak Life Insurance is one of the growing long term savings. Kotak Life Insurance is one of the growing insurance insurance companies in India and has covered over several million lives. companies in India and has covered over several million lives. For more information, please visit the company's website at www.kotaklife.com For more information, please visit the Company's website at www.kotaklife.com Kotak Mahindra Group Kotak Mahindra Group Kotak Mahindra Group is one of India's leading banking and financial services Kotak Mahindra Group is one of India's leading banking and financial services organizations, offering a wide range of financial services that encompass organizations, offering a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. financial needs of individuals and the corporate sector. For more information, please visit the company’s website at www.kotak.com For more information, please visit the company’s website at www.kotak.com BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. TOLL FREE 1800 209 8800 SMS KLIFE to 5676788 TOLL FREE 1800 209 8800 WhatsApp: 9321003007 www.kotaklife.com SMS KLIFE to 5676788 WhatsApp: 9321003007 www.kotaklife.com Kotak Classic Endowment Plan UIN:107N082V02, Form No.: N082, Kotak Term Benefit Rider UIN:107B003V03, Kotak Premier Income Plan UIN: 107N099V02, Form No: N099, Ref. No.: KLI/19-20/E-EB/334. Kotak Term Rider, Form No.: B003, Kotak Accidental Death Benefit Rider UIN: 107B001V03, Form No.: B001, Kotak Permanent UIN: 107B003V03, Form No: B003; Kotak Accidental Death Benefit Rider, UIN: 107B001V03, Form No: B001; Kotak Kotak Secure Return Employee Benefit Plan - UIN No.: 107N087Vxx Form No.: N087 Ref No.: Kotak Term Group Disability Benefit Rider UIN: 107B002V03, Form No.: B002, Kotak Critical Illness Plus Benefit Rider UIN: Permanent Disability Benefit Rider, UIN: 107B002V03, Form No: B002; Kotak Life Guardian Benefit, UIN: Plan - UIN No.:107N007V07, Form No.: N007 107B020V01, Form No.: B020, Kotak Life Guardian Benefit Rider UIN: 107B012V02, Form No.: B012, Kotak 107B012V02, Form No: B012; Kotak Accidental Disability Guardian Benefit, UIN: 107B011V02, Form No: B011 Accidental Disability Guardian Benefit Rider UIN: 107B011V02, Form No.: B011, Ref. No.: KLI/19-20/E-BB/597. Kotak Accidental Death Benefit Rider (ADB), UIN No.107B001V03, Form No.: B001, Ref.No. KLI/19-20/E-EB/284. Kotak Accidental Death Benefit Rider (ADB), UIN No.107B001V03, Form No.: B001, Ref.No. KLI/19-20/E-EB/284. Kotak Accidental Death Benefit Rider (ADB), UIN No.107B001V03, Form No.: B001, Ref.No. KLI/19-20/E-EB/284. This is a participating anticipated endowment plan. For sub-standard lives, extra premium may be charged based Kotak Mahindra Life Insurance Ltd CIN:U66030MH2000PLC128503; Regn. No.:107, Regd. Office: 2nd Floor, Plot # This is a Savings-cum-Protection oriented Participating Endowment Plan. For sub-standard lives, extra premium on Kotak Life Insurance’s underwriting policy.The product brochure gives only the salient features of the plan. This is a non-unit linked accidental death benefit rider. The sales brochure gives only the salient features of the C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Website: http:// kotaklife.com/; WhatsApp: 9321003007; Toll This is a non-unit linked accidental death benefit rider. The sales brochure gives only the salient features of the This is a non-unit linked accidental death benefit rider. The sales brochure gives only the salient features of the may be charged based on Kotak Life Insurance's underwriting policy. The product brochure gives only the salient Please refer the policy document for specific details on all terms and conditions. For more details on riders please plan. Please refer the Policy Document for specific details on all terms and conditions. Free No:1800-209-8800. plan. Please refer the Policy Document for specific details on all terms and conditions. plan. Please refer the Policy Document for specific details on all terms and conditions. read the Rider Brochure. features of the plan. Please refer the policy document for specific details on all terms and conditions. For more details on riders please read the Rider Brochure. #Guaranteed if policy is in force and all the premiums are paid. Kotak Mahindra Life Insurance Company Ltd. Regn. No.:107; CIN: U66030MH2000PLC128503. Regd. Office: 2nd Kotak Mahindra Life Insurance Company Ltd. Regn. No.:107; CIN: U66030MH2000PLC128503. Regd. Office: 2nd Kotak Mahindra Life Insurance Company Ltd. Regn. No.:107; CIN: U66030MH2000PLC128503. Regd. Office: 2nd This is a non-participating non unit-linked life insurance fund based group plan. This document is not a contract of Kotak Mahindra Life Insurance Company Ltd. Regn. No.:107, CIN : U66030MH2000PLC128503, Regd. Office: 2nd Floor, Plot # C - 12, G - Block, BKC, Bandra (E), Mumbai - 400 051. Website: http:// kotaklife.com/; WhatsApp: Floor, Plot # C - 12, G - Block, BKC, Bandra (E), Mumbai - 400 051. Website: http:// kotaklife.com/; WhatsApp: Floor, Plot # C - 12, G - Block, BKC, Bandra (E), Mumbai - 400 051. Website: http:// kotaklife.com/; WhatsApp: insurance and must be read in conjunction with the Policy Document. Hard copy of the information will be provided Kotak Mahindra Life Insurance Company Ltd. Regn. No.: 107, CIN: U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Website: www.kotaklife.com | Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Website:Website: www.kotaklife.com | WhatsApp: 9321003007; Toll Free No:1800-209-8800. 9321003007; Toll Free No:1800-209-8800. 9321003007; Toll Free No:1800-209-8800. on request. Please refer to the policy documents for specific details on all terms and conditions. WhatsApp: 9321003007 | Toll Free No - 1800 209 8800 932100300 | Toll Free No:1800 209 8800. Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license. Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license. Insurance Company Ltd. under license. Insurance Company Ltd. under license. Insurance Company Ltd. under license. Insurance Company Ltd. under license.

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DIAGRAM KOTAK GARIS. Anggota : Lintang ( ) Nastiti Dyah ( ) Nurma ( ) Rafika ( ) Safira ( 28) Yulia Kurniasih (31 ). Data : Jarak dari rumah ke sekolah siswa kelas XI-A4. Aulia : 5 km 8. Nastiti : 12 km Arnan : 4 km 9. Rafika : 8 km

538 views • 5 slides

Kotak mahindra bank education loan

Kotak mahindra bank education loan

Kotak Mahindra is one of the main private part banks in our nation and has an immense system of branches and a consistently developing client bases . Apply online

83 views • 4 slides

Compare Zerodha vs Kotak Securities | Zerodha vs Kotak Securities Brokerage Charges - Investallign

Compare Zerodha vs Kotak Securities | Zerodha vs Kotak Securities Brokerage Charges - Investallign

Compare Zerodha Vs Kotak Securities and select which if better discount stock broker for you. You can easily find differences and similarities in detail between Kotak Securities & Zerodha in terms of Brokerage charges, Margin Calculator, AMC, Trading Platforms, Demat Account Fees and Services.

101 views • 5 slides

Kotak Nasi Aqiqah 0819.1144.2625[wa]

Kotak Nasi Aqiqah 0819.1144.2625[wa]

Kotak nasi aqiqah kotak untuk snack, kotak untuk snacknama kertas kotak nasi, nama kertas kotak nasinasi kuning box di jogja, nasi kuning box di jogjajual kotak nasi custom, jual kotak nasi customharga cetak kardus snack, harga cetak kardus snackharga kotak nasi plastik murah, harga kotak nasi plastik murahpesanan snack box jogja, pesanan snack box jogjaharga kardus snack motif, harga kardus snack motifkardus snack ultah lucu, kardus snack ultah lucu

35 views • 3 slides

Kotak Snack Murah 08I9_II44_2625[wa]

Kotak Snack Murah 08I9_II44_2625[wa]

Kotak snack murah jasa cetak dus nasi, jasa cetak dus nasikotak nasi plastik murah, kotak nasi plastik murahtas kotak nasi murah, tas kotak nasi murahdus snack polos, dus snack poloskotak tempat snack, kotak tempat snackmodel kardus nasi, model kardus nasikotak nasi sterofoam, kotak nasi sterofoamharga box nasi polos, harga box nasi polosmacam macam kardus nasi, macam macam kardus nasi

33 views • 3 slides

Desain Kotak Snack 08I9_II44_2625[wa]

Desain Kotak Snack 08I9_II44_2625[wa]

Desain kotak snack kotak nasi r7, kotak nasi r7kotak nasi dan kue, kotak nasi dan kuejual kotak nasi di jogja, jual kotak nasi di jogjagrosir kotak nasi di jogja, grosir kotak nasi di jogjacetak dus nasi satuan, cetak dus nasi satuankotak mika nasi bento, kotak mika nasi bentopercetakan box nasi jogja, percetakan box nasi jogjakotak snack ulang tahun, kotak snack ulang tahunpaket snack box jogja, paket snack box jogja

Kotak Mika Souvenir 0831.0801.2343[wa]

Kotak Mika Souvenir 0831.0801.2343[wa]

Kotak mika souvenir tas mika souvenir ulang tahun, tas mika souvenir ulang tahuncara membuat aquarium tabung mika, cara membuat aquarium tabung mikatas souvenir mika murah, tas souvenir mika murahjual tabung mika di depok, jual tabung mika di depoktempat beli mika souvenir, tempat beli mika souvenirkemasan mika untuk souvenir, kemasan mika untuk souvenirmika silinder, mika silindermika pembungkus souvenir, mika pembungkus souvenirkotak souvenir dari mika, kotak souvenir dari mika

31 views • 3 slides

Kotak Nasi Cdr 0819_1144_2625[wa]

Kotak Nasi Cdr 0819_1144_2625[wa]

Kotak nasi cdr aneka dus snack, aneka dus snackbox nasi plastik murah, box nasi plastik murahjual kotak nasi polos, jual kotak nasi polosdus snack kotak, dus snack kotakkotak nasi gratis, kotak nasi gratiskardus snack kecil, kardus snack keciljual kotak nasi murah di jogja, jual kotak nasi murah di jogjaharga cetak kotak nasi di jogja, harga cetak kotak nasi di jogjakotak snack murah, kotak snack murah

32 views • 3 slides

Kotak Anyaman Bambu 089630123779[wa]

Kotak Anyaman Bambu 089630123779[wa]

Kotak anyaman bambu jual besek bambu bali, jual besek bambu baliharga besek bambu malang, harga besek bambu malangharga besek bambu kecil, harga besek bambu kecilpenjual besek bambu, penjual besek bambuyang jual besek bambu, yang jual besek bambuharga besek bambu surabaya, harga besek bambu surabayajual besek bambu di bekasi, jual besek bambu di bekasiharga besek bambu jakarta, harga besek bambu jakartakotak makanan terbuat dari anyaman bambu, kotak makanan terbuat dari anyaman bambu

Celengan Kaleng Kotak Ö857.4384.2114 [WA]

Celengan Kaleng Kotak Ö857.4384.2114 [WA]

Celengan jago celengan jam tangan gambar celengan modal nikah celengan dengan kardus pengertian celengan dari kardus tempat celengan dari kaleng. Uang dari celengan ukuran celengan ayam celengan sapi dari botol plastik celengan lucu untuk souvenir mesin cetak celengan tempat celengan atm jual celengan tanah liat medan celengan pesawat botol foto celengan dari kain flanel menabung celengan foto celengan atm mini.

34 views • 3 slides

Kotak Bros Murah 085743842114[wa]

Kotak Bros Murah 085743842114[wa]

Kotak bros murah grosir bahan bros juntai, grosir bahan bros juntaiharga bros kutubaru, harga bros kutubarujual aksesoris bros, jual aksesoris brosbros murah cantik, bros murah cantikharga bros rajutan, harga bros rajutanharga bros bunga pita satin, harga bros bunga pita satingrosir bros batu, grosir bros batugrosir bros magnet, grosir bros magnetgrosir bros murah, grosir bros murah

30 views • 3 slides

Kotak Anyaman Bambu 089630123779[wa]

Kotak anyaman bambu jual besek bambu murah di jakarta, jual besek bambu murah di jakartaharga besek bambu, harga besek bambucara membuat anyaman besek dari bambu, cara membuat anyaman besek dari bambujual besek bambu surabaya, jual besek bambu surabayacara membuat besek dari bambu, cara membuat besek dari bambubeli besek bambu di malang, beli besek bambu di malangfungsi besek bambu, fungsi besek bambukotak makanan dari anyaman bambu, kotak makanan dari anyaman bambujual besek bambu banjarmasin, jual besek bambu banjarmasin

Snack Kotak Rapat 081911442625[wa]

Snack Kotak Rapat 081911442625[wa]

Snack kotak rapat toko penjual kotak nasi bento, toko penjual kotak nasi bentoharga dus nasi 20x20, harga dus nasi 20x20desain dus snack cdr, desain dus snack cdrharga tempat box nasi, harga tempat box nasimacam macam kardus nasi, macam macam kardus nasinasi kuning kotak jogja, nasi kuning kotak jogjabox nasi dari plastik, box nasi dari plastikjual dus nasi unik, jual dus nasi unikharga snack box di yogyakarta, harga snack box di yogyakarta

36 views • 3 slides

Kotak Anyaman Bambu Ô896_3Ô12_3779[wa]

Kotak Anyaman Bambu Ô896_3Ô12_3779[wa]

Kotak anyaman bambu besek bambu untuk walet, besek bambu untuk waletjual besek bambu depok, jual besek bambu depokbesek bambu jember, besek bambu jemberbesek bambu warna, besek bambu warnabesek bambu magetan, besek bambu magetanjual besek bambu terdekat, jual besek bambu terdekatbesek nasi dari bambu, besek nasi dari bambubesek anyaman bambu, besek anyaman bambujual besek bambu di semarang, jual besek bambu di semarang

Jual Kotak Snack 081911442625[wa]

Jual Kotak Snack 081911442625[wa]

Jual kotak snack harga kardus snack kecil jogja, harga kardus snack kecil jogjajual dus snack, jual dus snackkotak nasi ukuran, kotak nasi ukuranukuran standar kotak nasi, ukuran standar kotak nasikardus snack ultah, kardus snack ultahsnack box murah di yogyakarta, snack box murah di yogyakartacetak box nasi murah jogja, cetak box nasi murah jogjaharga snack per dus, harga snack per dusdesain kotak nasi, desain kotak nasi

Harga Kotak Mika 0831_0801_2343[wa]

Harga Kotak Mika 0831_0801_2343[wa]

Harga kotak mika plastik mika silinder, plastik mika silinderjual mika souvenir magelang, jual mika souvenir magelangharga tabung mika jogja, harga tabung mika jogjatabung mika 10 cm, tabung mika 10 cmtabung mika easy untuk pack, tabung mika easy untuk packjual mika bungkus souvenir, jual mika bungkus souvenirharga mika tabung surabaya, harga mika tabung surabayaharga kotak plastik mika souvenir, harga kotak plastik mika souvenirjual kotak mika souvenir di malang, jual kotak mika souvenir di malang

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COMMENTS

  1. Kotak life insurance ppt

    Kotak life insurance ppt. 2. Uday Kotak (born 15 March 1959) is an Indian banker; executive vice chairman and managing director of Kotak Mahindra Bank. On 22 March 2003, Kotak Mahindra Finance Ltd. became the first company in India's corporate history to receive a banking license from Reserve Bank of India. Forbes estimated his wealth to be ...

  2. PDF Kotak Assured Return Employee Benefit Plan

    Kotak Mahindra Life Insurance Company Ltd. is a 100% owned subsidiary of Kotak Mahindra Bank Limited (Kotak). For more information, please visit the company's website at www.kotaklife.com ... PowerPoint Presentation Author: LE44190 Created Date: 6/8/2023 4:05:21 PM ...

  3. PPT

    PPT - Kotak Life Insurance PowerPoint Presentation, free download - ID:9194414 Presentation Download 1 / 11 Download Presentation >> Kotak Life Insurance Dec 20, 2019 210 likes | 388 Views Kotak Life Insurance. Download Presentation lsprouse Download Presentation Kotak Life Insurance

  4. kotak life insurance

    kotak life insurance | PPT kotak life insurance Jul 28, 2009 • 14 likes • 11,357 views Report Share Download Now Download to read offline K kumarnikhil1985 Follow Recommended Life insurance project (LIC) by Life insurance project (LIC) Anil Goswami 32.6K views • 31 slides Life insurance corporation ppt (1) by

  5. PDF Kotak Group Assure Presentation-05April2022

    Ref No: KLI/20-21/E-PPT/229. This is a non-participating term group plan. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. Kotak Mahindra Life Insurance Company Ltd. ... Kotak Mahindra Life Insurance Company Ltd. is a 100% owned subsidiary of Kotak Mahindra Bank Limited ...

  6. PDF PowerPoint Presentation

    Kotak Mahindra Life Ins 5,368 4,522 5,328 ... presentation. Lower employee retiral cost in Q1FY23 and Q4FY23 mainly due to increase in interest rates and change in pension annuity rates, respectively. ... Kotak Mahindra Life Insurance ₹cr Q1FY24 Q1FY23 Q4FY23 FY23

  7. Presentation On Kotak Life Insurance

    Download now of 15 PRESENTATION ON KOTAK LIFE INSURANCE fEVOLUTION IN INDIA f INTRODUCTION • Life insurance gives an individual's family the financial security needed and protects them from uncertainties of life. • Different types of Life insurance plans • Traditional plans - Traditional life insurance plans make sure

  8. PDF Kotak Corporate Benefit Plan Product Presentation

    A Non-Participating, Unit Linked, Group Life Insurance Plan Kotak Corporate Benefit Plan UIN: 107L127V01 "IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER." ... Kotak Corporate Benefit Plan Product Presentation ...

  9. An Analysis of Kotak Life Insurance: Products, Services, and ...

    An Analysis of Kotak Life Insurance: Products, Services, and Growth | PDF | Insurance | Life Insurance Kotak Life Insurance - Free download as Powerpoint Presentation (.ppt / .pptx), PDF File (.pdf), Text File (.txt) or view presentation slides online. Insurance policies

  10. Kotak Life Insurance's Approach to Corporate Social ...

    Kotak Life Insurance (Kotak Mahindra Old Mutual - Free download as Powerpoint Presentation (.ppt), PDF File (.pdf), Text File (.txt) or view presentation slides online. Kotak Life Insurance is one of India's leading life insurance companies. It offers individual insurance products like protection, retirement, savings, and child plans. Its CSR activities focus on sustainability, economic ...

  11. Kotak Life Insurance PowerPoint PPT Presentations

    Log in Advanced View Kotak Life Insurance PPTs online, safely and virus-free! Many are downloadable. Learn new and interesting things. Get ideas for your own presentations. Share yours for free!

  12. PDF PowerPoint Presentation

    Kotak Mahindra Old Mutual Life Insurance 1,927 1,593 1,825 Kotak AMC and TC 233 192 229 Kotak Infrastructure Debt Fund 312-309 Kotak Mahindra General Insurance 121 115 90 International Subsidiaries 708 649 693 Kotak Investment Advisors 331 282 277 Other Entities 46 43 44 ... PowerPoint Presentation ...

  13. PDF PowerPoint Presentation

    Kotak Mahindra Investments 881 717 841 Kotak Mahindra Old Mutual Life Insurance 1,593 1,337 1,521 Kotak AMC and TC 192 121 173 Kotak Securities 2,694 2,451 2,635 Kotak Mahindra Capital 470 418 447 Kotak Mahindra General Insurance 115 1 125 International subsidiaries 649 514 624 Kotak Investment Advisors 282 267 271 Other Entities 43 44 42

  14. Kotak life insurance

    70. LIFE INSURANCE - KOTAK MAHINDRA Adjusted premium equivalent "The adjusted premium equivalent, a standard measure in the industry that takes single premium income at 10 per cent, has grown from Rs 209 crore in 2004-05 to Rs 366 crore in 2005-06, a growth of 76 per cent," said a release from the company.

  15. Kotak Life Insurance

    Full name : Kotak Mahindra Old Mutual Life Insurance Ltd Joint Venture : Kotak Mahindra Bank Ltd. (74%) and Old Mutual plc (24%) Established in 2001 Objectives : To offer its Customers outstanding value through high customer empathy, consistent and benchmarked service and a suite of products that leverage the combined prowess of protection and l...

  16. PPT

    To ensure that you enjoy financially secure retirement years and fulfill your desires Kotak Life Insurance presents Kotak Lifetime Income Plan - Anon-linked and non- participating immediate annuity plan that gives you / your members the assurance of regular stream of income throughout life. 1

  17. PPT

    PPT - E-Brochure For Kotak Premier Income Plan - Kotak Life PowerPoint Presentation - ID:12001832 Presentation 1 / 13 Download Presentation >> E-Brochure For Kotak Premier Income Plan - Kotak Life Feb 27, 2023 130 likes | 134 Views

  18. Kotak

    Kotak - Download as a PDF or view online for free. 33. SWOT OF KOTAK MAHINDRA OLD MUTUAL LIFE INSURANCE STRENGTH WEAKNESS State of art Actuarial I.T Infrastructure Has network across 300 towns Innovative Product range with transparent practices The company covers over 3 million customers and is one of the fastest growing insurance companies in India Lack of presence in various parts of country ...

  19. PDF PowerPoint Presentation

    Invitation to exclusive life style events around art, culture, ... Insurance is underwritten by Kotak Mahindra General Insurance Company Ltd. Kotak Mahindra Bank Ltd. is a corporate agent of Kotak Mahindra General Insurance Company Ltd . Title: PowerPoint Presentation Author: Neil Mogre (Consumer Bank, KMBL)

  20. Kotak Life Insurance's Group Term Life Solution for 1950377 ...

    GTL PPT Updated - View presentation slides online. A presentation on Group Term Life Insurance, Its Importance , Along with kind of riders available , PPT from Kotak Life Insurance

  21. Life Insurance, Savings & Investment Plans by Kotak Life Insurance

    Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license. Kotak Mahindra Life Insurance Company Ltd. Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Website: www.kotaklife.com I Email:kli.in/WECARE I Toll Free No.: 1800 209 8800.

  22. Free templates about Insurance for Google Slides & PowerPoint

    Life insurance is a great product that more people should be aware about, and this template can help you spread the word through Instagram stories! ... Download the Insurance Plan presentation for PowerPoint or Google Slides. Conveying your business plan accurately and effectively is the cornerstone of any successful venture. This template ...

  23. Kotak Life Insurance

    Kotak Mahindra Old Mutual life insurance is a joint venture between kmbl and Old Mutual plc. The company is one of the fastest growing insurance companies in India. It offers its customers a wide range of innovative life insurance products. Copyright: Attribution Non-Commercial (BY-NC) Available Formats